Not quite a year ago, I wrote about the prevalence of online banking amongst Americans. At that time, roughly one-quarter of all American adults banked online, with 60% of internet users between the ages of 28-39 taking part. I was thinking back on these numbers earlier today when I decided that it would be interesting to take a snapshot of how the readers of this site do things. That brings us to Money Poll #7, which is focused on online banking. The question of the week is “Do you bank online?” Regular readers of this site already know my answer — it’s a resounding YES. We have accounts at ING Direct ($25 account opening bonus), HSBC Direct, and Emigrant Direct, and we also rely heavily on our “regular” (i.e., brick & mortar) bank’s online features. So how do you guys do it?