Those of you who have been following my blog know that I’ve been experimenting with Lending Club and have been impressed by the results.
Guess what? Lending Club has upped the ante this month with a $64.62 signup bonus. This odd amount is in honor of the $6.462B that banks earned last quarter. As always, all you have to do is open a Lending Club account and link up a bank account to get the bonus.
Here’s how it works…
1. Visit Lending Club using a link in this post
2. Open and activate your account
3. The $64.62 bonus will be deposited in your account shortly thereafter.
That’s it, easy money. Note that there are some eligibility requirements for opening a Lending Club account (must be 18, certain states excluded, etc.), but those should quickly become apparent when you click through.
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?.
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Is this sign up bonus still valid?
I am getting 10 times more than my bank savings account at 11.01%. No loans have gone bad yet and I am reinvesting the pri and int earned. Yes, it is a risk, but with inflation (see shadow stats website for real inflation numbers) being what it is one is losing purchasing power putting money in a bank account.
You can’t ask for a guarantee….it’s investing.
The best you can do is hand pick loans you feel safe using all of the information available (credit, employment, etc). So far I’ve had success and I believe in it. Of course higher returns come with higher risk. That goes without saying right?
I am unable to be convinced that the risk is worth it. Other bloggers are talking of their money-losing experiences. Is there a Safe and guaranteed way of doing this?. How does it work?
John DeFlumeri Jr
I’m curious… can anyone present their November deals – real figures. I’m interested but cautious.
Just signed up through your link and can’t wait to get started. Thank you!
I just hate that I can’t use lending tree or prosper in Maryland. I’d lovee to try these services out.