Banking

How to Qualify for the Lowest Mortgage Rate

How to Qualify for the Lowest Mortgage Rate Possible

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After falling for decades, mortgage rates have risen significantly over the past year. Granted, it’s still nowhere near the 15% or more consumers paid on 30-year, fixed-rate mortgages in the…
Which credit score do mortgage lenders use

Which FICO Scores Do Mortgage Lenders Use?

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As I’ve mentioned before, I’ve been on a refinancing binge. My wife and I have refinanced our home twice in the last 12 months, and my business partner and I…

Apps & Tools

best money apps for kids and teens

The Best Money Apps for Kids and Teens in 2024

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I grew up learning many financial lessons from my parents. Unfortunately, most of these were learned by watching my parents make bad decisions that I was determined not to repeat…

Latest Articles

create a simple budget

How to Create a Simple Budget in Under 10 Minutes

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I hate budgeting. I’ve tried using Quicken, YNAB, and even fancy spreadsheets. The results are always the same. I start strong, but within a few weeks, I lose interest in…
best cash management accounts

The 10 Best Cash Management Accounts of 2024

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Wouldn’t it be great if you could invest, bank, and set aside your cash for short-term savings all in one spot? Well, now you can with the help of cash…
expenser tracker apps

The Best Expense Tracker Apps of 2024

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Seventy-four percent of Americans say they have a monthly budget, but 84% say they’ve gone over budget at times. In short, overspending is fairly common. But until you know where…
get your free credit score

How to Instantly Get Your Free Credit Score Online

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Many people regularly track their credit scores to increase them. But equally important is tracking your credit score as a way of discovering negative information as quickly as possible. That…