Capital One Quicksilver Cash Rewards Credit Card Review
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The Capital One Quicksilver Cash Rewards Credit Card is a cash back rewards card designed for those who want a simple cash back structure. There’s a welcome offer with a spend that should be easily achievable for most. You’ll earn an unlimited 1.5% cash back on every purchase, which is lower than the cash back offered by other cards, but it’s simple and you don’t have to think about it. There’s also a 0% introductory APR offer on purchases and balance transfers for the first 15 months. If you use Uber at all, you will enjoy the complimentary six month membership to Uber One. We dive into the details and your approval odds in this review.
Our Rating
4.5/5.0
Welcome Offer
One-time $200 cash bonus
Annual Fee
$0
0% on Purchases
15 months
Reward Rate
1.5%
0% on Balance Transfers
15 months
Welcome Offer
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Features & Benefits
Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Extended Warranty Coverage, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 19.99% - 29.99% (V) APR |
Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.99% - 29.99%(V) APR after that. |
Balance Transfer Fee | Balance transfer fee applies |
Purchases | 0% Intro APR for 15 months on purchases, then 19.99% - 29.99% (V) APR after that. |
What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score:
Average Approved Credit Score:
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Denied | 06/30/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- High APR
- Requires good credit