Save Money (and Water!) With a Rain Barrel

Installing a rain barrel is an excellent way to reduce runoff, keep storm water out of the municipal system, and save money. Pure rain collected from your rooftop has relatively few contaminants, and is perfect for a variety of outdoor uses. The idea of harnessing rainwater has intrigued me for years now, but I’ve never […]

Setting a Savings Ceiling – How Much is Enough?

I’ve recently been thinking about the concept of setting a personal “savings ceiling.” In other words, figuring out how much I need to live a happy, fulfilling life, and then giving the rest away. Now, before you start thinking that I’ve lost my mind, I want to say a few things… For starters, it’s important […]

What’s Your Money Mindset?

I come from middle-class roots and was brought up with what I’ve recently heard referred to as a “middle-class money mindset.” By that, I mean that I’ve been primarily concerned with: Getting an education Developing a skill/career Honing that skill Using that skill to work and trade time for money Saving that money Working to […]

Is Personal Responsibility Dead?

While attending a recent Homeowners Association meeting, my wife and I were overwhelmed by the attitude of a majority of our neighbors. With few exceptions, they wanted everything done for them and thought all they had to do was sit around and complain loudly enough to make it happen. After about 15 minutes of complaints […]

Off the Grid and Into the Future

Last week, while busily bullet-pointing how to prepare for a power outage, I noted that my wife and I were considering going “off the grid” one day a week as a way to save a bit of money and to spend more quality time together. Although my wife thought it was a great idea at […]

How to Prepare for a Power Outage – Without a Generator

Since most power outages occur during the spring and summers months, this article will focus on power outages in warmer weather. If you experience an outage in cold weather, make sure you have an alternative heat source such as a propane-powered heater and lots of fuel! Either that, or you’ll need a generator. This past […]