How to Deal With a Bad Deal

Have you ever paid in advance for a service you had yet to receive, only to get screwed over in the end? Those of us who have been on the short side of this stick know that it’s never a fun experience! Fruh-strey-shun! As some of you already know, my wife and I have been […]


Why Banking With ING Direct Rocks

I NEVER thought that I’d be writing about how much I love banking! As a matter of fact, I’m laughing and shaking my head in disbelief as I write this… This article is a bit of a followup to my previous article about borrowing from big banks, which sparked quite a lively and interesting debate. […]


Good Deals Don’t Always Pay

While I am a staunch frugalite, I am not a cheapskate! In fact, price is but one of many factors I consider when making a purchase, no matter how large or small. Like anyone else, however, I’ve made mistakes in the past that serve as continual reminders that good deals don’t always pay! You get […]


Borrowing From Big Banks – A Moral Issue?

*Me to group* “Hello everyone. My name is Matt and I’m a recovering big bank customer.” *Group replies in unison* “Hi Matt!” *Me to group* “I’m 33 years old, and have been borrowing from big banks ever since they courted me with offers of credit cards and free t-shirts on my University campus back in […]


Testimony of a One Car Couple

Up until a few months ago, if someone would have asked my wife or me to get rid of one of our cars, we would’ve just snickered and responded, “Impossible!” But then it happened… I wrecked my car. A bit of background From the time we met in 2003 up until seven months ago, my […]


Strategies to Curb Lifestyle Inflation

“It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.” -Franklin Delano Roosevelt One of the greatest threats to an increase in income is simply the passing of time. Without proper awareness and discipline, slow and steady salary increases can go virtually unnoticed, and most definitely underutilized. […]


Breaking Free From a Culture of Temptation

Money… can symbolize work, power, love won, or love denied. It can take the form of expensive homes, expensive clothes, expensive presents. Luxuries become necessities. Debt compensates for all shortcomings. “For people to admit they can’t afford things they want means placing themselves in a position of weakness, ” says Dr. Edward J. Khantzian, associate […]


Powerful Ways to Improve Your Life

Today I thought I’d step outside of the purely financial realm and talk a bit about self-improvement. While many of the following thoughts can improve your finances, they have the potential to have a much broader impact on your life. Focus on your passions “Anyone can dabble, but once you’ve made that commitment, your blood […]


Benefits of Homemade Household Cleaners

Have you ever considered making your own household cleaning products? It’s actually pretty easy to do, and the results can be quite good. But is it worth the trouble? As with many do-it-yourself projects, there’s a tendency to focus on cost when deciding whether or not to make your own cleaning products. Some people assert […]


Gardening for Health, Wealth, and Independence

“How fair is a garden amid the toils and passions of existence.” -Benjamin Disraeli In recent years, the adoption of an independent and sustainable lifestyle has become increasingly attractive to a growing number of people. I am one of the many who seek such a lifestyle and, though I am far from reaching this goal, […]