How Much to Budget for Car Maintenance?

If you don’t control your money, your money will control you. Today let’s focus on getting control over the cost of auto repair and maintenance. The cost of owning a car Here’s a look at all the budget categories you may want to consider when attempting to nail down your auto expenses: Purchase price – […]


Is it Possible to Live Without Credit Cards?

As time goes by and taxpayers see less and less personal benefit from the bank bailouts, tensions are on the rise. People are starting to ask more and more questions. People are starting to question what caused all the problems we are facing today. People are wondering if there is another way, a better way. […]


Financial Peace Through Planning

As you may already know, this week is National Save for Retirement Week. In that spirit, I want to spend some time today discussing the peace brought on by having a sound financial plan. It should come as no surprise that planning for the future and saving for retirement can bring a great deal of […]


Salary Negotiation – How to Win

The art of salary negotiation is a touchy but crucial matter that rarely receives adequate attention. With all the economic certainty that we’ve been facing, many people have increasingly focused on reducing expenses and leading a frugal lifestyle. There are, however, two sides to the “spend less than you earn” coin… When is the last […]


Clean and Maintain Your Windows Computer for Free

Is it really necessary to buy software programs to clean and/or protect your Windows computer? And either way… Which ones should you use? “Yesterday it worked, today it is not working, Windows is like that.” -Margaret Segall Why take advice from me? Though I do not speak of it often I am an Information Technology […]


Saving and Spending During the Holiday Season

It’s time people! Whether you like it or not, the Holiday season will be upon us in the blink of an eye. Are you financially prepared? “The wise man plans and saves for the future, but the foolish person squanders what he has.” -Proverb Today I will outline two basic concepts. One will touch on […]


Top Five Time-Wasting Activities

Time = Money… …so if you’re wasting time, you’re wasting money. Keep this old adage in mind as you read through this article. “Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. Once you’ve lost it you can never get […]


Why Do You Want To Be Debt Free?

Have you noticed the increased buzz about “becoming debt free” lately? Everywhere we turn, more and more people are talking about clipping coupons, cutting expenses, building emergency funds, etc. This has been especially true over the last year or so. Why all the hype? Why are so many people looking to rid themselves of their […]


How to Get a Raise (or at Least Keep Your Job)

I’m a huge fan of taking control of my own situation. I don’t like giving mediocrity a place in my life because it gives others power over me, and leaves me less able to steer my own ship. Given the tough job market, there’s never been a better time to set yourself apart from the […]


Attention Finance Freaks – Consider Your Loved Ones!

Finance Freaks please step forward… Are you like me? The Personal Finance FREAK of the house? The one who is always pushing the envelope, always trying to cut costs, boost savings, etc. If that sounds like you, then let me first say… Well done! If you stay the course by spending less than you earn, […]