Make the Most of Daily Deals

These days, everyone is looking for a deal, and some of the best deals can be had by registering on daily deal sites like Groupon, LivingSocial, and Amazon. It’s easy to get caught up in the savings, purchasing deals for restaurants, stores, salon services, and more. But it’s even easier to forget about the coupon […]


Income-Based Repayment Plans for Student Loans

No one can argue that college costs have become exorbitant. Even during the recent recession, schools continued increasing tuition. Student loan repayments are thus taking even longer to pay off, as college graduates are having trouble finding a decent job, or any job at all. Amidst this gloom and doom, there is some positive news. […]


Accelerating Your Mortgage Payment

There is not a month that goes by where I don’t receive a solicitation pushing for me to pay off my mortgage more quickly by participating in a biweekly mortgage payment plan. You’ve probably heard that accelerating your mortgage payments can substantially reduce the amount of interest you’ll pay over the life of the loan. […]


Mobile Banking Security

When is the last time you were inside your bank? It’s probably been awhile. With ATMs and online banking, and mobile banking, there’s rarely ever a need to visit a teller. And with the growing number of banking apps, we can virtually carry our banks in our pockets and purses. But at what cost? Mobile […]


Cash Gifts vs. Gift Cards: Pros and Cons

Cold, hard cash… Or glittery gift cards? It’s an ongoing conundrum every holiday season. If you’re like me and you have a particularly challenging list of friends and relatives to buy for, this is the burning question. For those looking to choose one or the other, consider the pros and cons of both. Gift card […]


Teaching Teens About Checking Accounts

Part of being a parent is providing our children with the financial knowledge and experience that will help them succeed in life. Easier said than done, right? When it comes to money matters, it can be particularly difficult determining what age and maturity level is appropriate for handling checking accounts. Is your teen ready for […]


The Consumer Financial Protection Bureau: Watching Out for Your Financial Well-Being

The recent news that banks were planning to charge monthly debit card fees was not well-received by recession-weary Americans. The rising costs of fuel, food and living in general when unemployment is at an all-time high means the timing couldn’t have been worse to hit up our pocketbooks some more. When will it all stop? […]


Pet Insurance Pros and Cons

There’s no doubt that our furry friends can be costly. Even if your pet has no initial health problems, with age, Fido will undoubtedly run into medical issues at some point. When the end is near, long-time pet owners know just how costly pet healthcare can be. If you have a pet, chances are you’ve […]


Assessing Your IRS Audit Risk

It’s an ever-present threat to Americans and one that has been compared to the ultimate stressors in life, such as a death in the family, divorce or job loss. As a taxpayer, it’s always a lingering question in the back of my mind. Am I at risk of an IRS income tax audit? Even though […]


Money Market or CDs?

With record gas prices, rising food costs, and stagnant (or declining) salaries, it’s difficult to save money these days. If you’re like me, when I come across extra money to sock away, I want it to be accessible, secure and earning the highest interest rate possible. I’ve found that both money markets and certificates of […]