Cutting Your College Expenses

In another month or so, many students will start attending fall semester college courses. Some will be going as full-time students, hoping to graduate with their degrees as soon as possible. Some will be going part-time, balancing other obligations along with their academic responsibilities. Others are simply going back to school for their own personal […]


Buying the Best New (or Used) Car for You

Buying a car definitely takes a good bit of time and effort. It’s a big purchase and, if you’re like us, you want to get the most bang for your buck. Both of our cars are still running pretty well, but we know that they won’t last forever, so we’ve been thinking ahead. At some […]


Travel Insurance – What’s Necessary?

This past week has been a lot of fun, as we’ve been hanging in Los Angeles for our vacation. It’s great to have some fun while getting work done as we headed to the E3 Expo to check out the latest video game technology. Our trip out west went smoothly, and we arrived in LA […]


Financial Guide for the Unemployed

Many of us are currently dealing with financial and/or economic challenges. One devastating problem that some of my neighbors and friends have recently faced is unemployment. Surviving with one less source of income due to a job loss can cause a lot of financial and personal stress. As of right now, the Bureau of Labor […]


How to Conduct a Net Worth Review

For many people, figuring out their net worth can be a stressful (or depressing) exercise. As for me, I run a net worth review on a monthly basis, and use it to keep us on track with our finances. Reflecting on our net worth has been a helpful tool and a great complement to managing […]


Managing and Maintaining a Home Office

One way people have coped with hard financial times is by developing an alternative stream of income. Whether you’re worried about layoffs or are looking to speed your debt reduction efforts, this can be a great way to get a leg up on things. Some people start out with something like consulting or programming from […]


Recasting or Shortening Your Mortgage – Pros and Cons

What would you do if you had a little windfall come your way? Would you spend it all, or would you look for ways to improve your finances, such as paying off some of your debt? Right now, many people are struggling with this question as they decide how to use their tax return and/or […]


How to Choose the Right Credit Card

Everyone has different views on credit cards. Some bloggers and finance gurus see them a money trap. Others view credit cards as a tool for making some extra money from rewards on purchases that they’ll already make. Still others use credit cards for the conveneince that they afford when making travel arrangements or shopping. If […]


How Much Do We Need for Retirement?

As we’ve been working on improving our finances this year, we’ve been looking at our retirement savings. Even though we’re still in our twenties (barely) and retirement is decades away, we still planning ahead. Part of our motivation has been having some older friends stay at jobs they don’t like because they don’t have enough […]


Tracking and Managing Your Cash Flow

Cash flow is a product of the relationship between your income and your expenses. There are many people out there who are earning healthy salaries, but whose expenses eat much of that up. Thus, as long as you can control your expenses, you can actually earn considerably less than your neighbors, but have better cash […]