You may not think about it, but your health can affect your finances… sometimes in ways you wouldn’t expect. There’s the immediate cost of unhealthy behaviors, such as buying cigarettes or fast food. Then there are the long-term expenses, such as medical care for preventable diseases. Medications, days off of work, increased health insurance premiums […]
Tax season is upon as, and many are in the market for a preparation software to file their own tax returns. You may have heard of TaxAct before, as you filed in past years. In 2017, though, they’ve made quite a few changes to improve their software, mobile app, and support… ultimately giving you a […]
If you rent your home, you may be wondering what protection you have in the event of vandalism or a natural disaster. Renter’s insurance is designed to provide financial coverage for renters, since homeowner’s insurance and landlord’s insurance typically don’t cover things like a tenant’s personal property. Despite this, only 37% of renters currently have […]
Few of us are strangers to unexpected expenses. A financial emergency can occur at any given time, no matter how diligent and prepared you think you’ve been. Whether it’s a sudden job loss, large medical expense, or major home repair, life throws obstacles at us that sometimes come at a large cost. This is why […]
We live in a digital age where all sorts of personal information is stored on our cell phones, computers, and even in the chips of our credit cards. This has opened us up to the possibility of a security breach… and, in turn, identity theft. Over the years, the frequency of identity theft and fraud […]
If you’ve been researching different avenues for saving and investing your money, you’ve likely come across the term “CD.” Let’s discuss what a CD is, how it can be used, and if it’s a worthwhile investment. We’ll also look at alternatives if you decide a CD isn’t for you. What Is a CD? A certificate […]
Whether you’re heavily involved in your personal finances or take a more hands-off approach, you’ve likely heard about the term “interest.” If you’ve ever used a credit card, you see it on your monthly statement. If you have a savings account, you see it there as well. Interest is everywhere in the financial world. More […]
Food is an unavoidable expense. We all have to eat and none of us really want to skimp on the food we buy. So, how do we realistically trim that area of our budget? Luckily, there are many ways to save money on food — whether that’s groceries, restaurant meals, or eating while traveling. It […]
With a new year comes the chance to have a fresh start. According to a Fidelity study, more than one-third of Americans set a financial resolution for 2017. Whether or not you set a financial resolution, though, improving your finances is likely still important to you. To help with this, we came up with a […]
Passive income is money received on a regular basis that requires little effort to maintain. Sounds great, doesn’t it? Generating passive income is a great financial goal because it’s a smart way to build wealth. One thing to realize is that creating passive income requires an upfront investment — whether it’s money or time. You’ll […]