Failing to plan is planning to fail

It’s that time again, time for the inevitable turn-of-the-year vows to eat smarter, exercise more and be nicer to friends and family. One in a hundred may actually keep those commitments and become healthier, better people in the process. Others may focus on becoming financially healthier, promising themselves they will look harder for the best […]


How to get the best deal on an engagement ring

We are right in the middle of the engagement season. According to the wedding planning website theknot.com, 39 percent of weddings begin with a proposal between Thanksgiving and Valentine’s Day. Everyone wants to buy the perfect ring. Being one of the most expensive purchases we make in our life, it is important to plan ahead and […]


Should Utilities Be Added to Credit Scores?

This post comes from Miranda Marquit at our partner site Quizzle.com. One of the biggest complaints that many have about the credit reporting industry is the fact that consumers have little choice but to engage in activities that can result in high interest debt if they want a good credit score. While it’s true that […]


2014: Another good year?

Twenty-thirteen is the year the Haves and the Have Nots came to prominence, dressed up as a new TV series which opened on the Oprah Winfrey Network (OWN). The title of the show alludes, of course, to the notion that there is a distinction between those with high incomes and/or a high net worth, and, […]


The world as we know it

I have a brother who is a history teacher, and a son who is on his way to becoming one. For me, history was one of my least favorite subjects in school, but now it represents a major portion of my reading. Studying financial history early in my career may have been the turning point. When […]


Bank Review: Discover Bank

Discover Bank is an online bank that is part of Discover Financial Services, Inc., a Riverwoods, Ill.-based company with a widely diverse array of financial tools. Discover Financial Group traces its history back to the mid-1980s and Sears’ launch of the Discover Card, where it was a unit of Sears’ Dean Witter group. From that […]


Was 2013 a turning point (and what should you do about it)?

Sometimes history is obvious at the time; other times, key turning points become clear only in retrospect. The better people are able to recognize when such a change has occurred, the more sound their financial decisions they will be. 2008 stands out as the year that a financial crisis gripped the world; but looking back, […]