Buying the Right Snow Blower

This post comes from Aaron Brandt at our partner site It’s time to face facts. It is now December. It is going to snow. And you need to be prepared to dig your way out of whatever icy mayhem this winter offers. Sure, you can toil away in the elements with a shovel, or you […]

How To Win The Next Lottery, Guaranteed

The odds are astounding, really. Someone won the big Megamillions lottery jackpot of over $600 million last week. Millions of tickets were bought — No, make that hundreds of millions. Did you buy one? Why? Why would you, or any other rational person, buy a lottery ticket? The odds of winning are incomprehensibly small. And […]

Five apps to protect your identity this holiday season

This post comes from Anthony Fontana at our partner site It wasn’t too long ago that shopping actually required people to get off the couch and fight through crowds at the mall. That isn’t the case anymore. In fact, online shopping is easier than ever. Just last week I bought two pairs of jeans […]

Your assignment: work longer and/or save more

Back in 2010, near the Great Recession’s nadir, the National Retirement Risk Index (NRRI) released a finding many regarded as troubling in the extreme. That discovery was that even if Americans worked until age 65 and annuitized all their assets, including the proceeds from reverse mortgages on the homes in which they lived, fully 53 […]

Bank Review: CIT Bank

If yours is a small business or middle-market company, one source you may turn to for financing or leasing capital is CIT Group, a 105-year-old New York City-based firm. CIT Bank, a division of CIT Group, Inc., is an FDIC-insured institution that assists consumers in much the same way that its parent company has helped […]

Why New Year’s resolutions fail and what to do differently next year

Have you started thinking about New Year’s resolutions? Do you want to lose weight in 2014,  save more money or spend more time with family? I know I do. And research shows that roughly half of all Americans are hoping to do the same. Still, of those who resolve to make it happen, only a tiny […]

Capital One 360 Bank review

Capital One has been a major player in the credit-card arena. They expanded into the retail-banking space by acquiring three regional banks — Hibernia, North Fork and Chevy Chase Bank. They became one of the ten largest banks in the nation based on deposits after acquiring ING Direct. ING Direct was one of the most […]

What Nelson Mandela can teach you about your finances

Nelson Mandela is one of the few individuals who single-handedly changed the course of human history in a profound way. Unlike other famous leaders, such as Genghis Khan, Hitler or Napoleon, he altered the course of our nation (I’m South African) by eschewing all the traditional political weapons of mass destruction: revolt, violence and revenge. […]

Bank review: American Express Bank

American Express is a brand that is almost synonymous with credit cards, but in recent years they have also built a sizable base of deposit customers. By offering very competitive online savings rates, American Express Bank has grown its deposits from $7.2 billion to $26.5 billion in just five years. American Express Bank is part of […]

Preaching financial moderation

It may be old age creeping on, but I seem to increasingly find my financial advice advocating moderation — a balance between two more extreme courses of action. The following are several examples: Personal budgeting. I’ve been known to be an obsessive planner, but I don’t actually have a household budget. I take more of a […]