Bank of America Simplifies Disclosures

It’s sad that this is newsworthy, but… Bank of America has apparently streamlined their account disclosure forms, distilling pages and pages of account policies and fee listings down to one page (technically two printed pages since it’s front-back). Such disclosure changes have been advocated by the Pew Charitable Trust, who found back in April 2011 […]

Do You Buy Refurbished Items?

Earlier this week I ran across an interesting post over at The Finance Buff. In it, TFB wondered aloud about whether the refurbished Kindle that he bought was really a refurb, or if Amazon was just using the “refurbished” moniker as an excuse to sell some units at a lower price. In general terms, the […]

Ten Money-Saving Tailgating Tips

Ah, autumn is in the air, and with it visions of tailgating in the parking lot of State U.! Nothing beats a chunk of fire-grilled meat and a few beers in the company of fellow travelers just before your team thumps the competition on the old gridiron. But one thing can put a serious damper […]

Things to Know Before the Hurricane Hits

I’ve always been fascinated by the weather. It should thus come as no surprised that my eyes are glued to the TV (or web) whenever a hurricane approaches land. The last few days have been no exception, as Isaac made his way across the Gulf and took aim for Louisiana. With that as a backdrop, […]

Why You Need a Will

Far too many people die without having a will to help dispense their assets after their death. In fact, according to recent studies, almost 70% of Americans die intestate — i.e., without a last will and testament. When you’re assembling an estate plan, a last will and testament should be at the top of your […]

Avoiding Credit Card Scammers

While at lunch today, I received an e-mail that was purportedly from Chase — but it wasn’t. This isn’t a particularly noteworthy occurrence in that I (like most of you) receive credit card phishing attempts all the time. But this one slipped through the spam filters and it looked quite real. The message state that […]

Chase Sapphire Preferred 40k Point Bonus

I’ve written in the past about the Chase Sapphire Preferred card. At the time, they were offering a 25k point signup bonus that could be redeemed for $250 cash or $312.50 in travel rewards. Well, now they’ve sweetened the pot. As of right now, if you apply for this card (and are approved) you’ll be […]

Funds and Games

According to a recent Reuters article, the worlds of personal finance and computer gaming are increasingly co-mingling. Financial firms are striving to create games that can be played online or on one’s mobile device. The object of the games? To teach kids and even some adults how to be better managers of their own money […]

Lending Club Update – August 2012

It’s been awhile since I’ve updated our Lending Club performance so I thought I’d share some details. As you may be aware, we’ve been winding down our holdings there, though we still have a decent chunk of money there (around $2k) and it’s still performing reasonably well. Last March our portfolio looked like this: 266 […]

Mobile Check Deposit Experiences

This is just a quick followup to my recent post about Bank of America’s mobile check deposit service. As I noted in that post, I deposited checks to both Bank of America and ING Direct on Sunday evening. As they always do, I received an e-mail confirming receipt of the deposit by ING Direct almost […]