Five Fiscal New Years Resolutions for Families

New Years resolutions usually involve losing weight, quitting smoking, etc. Instead, this year use your resolutions to help put your financial house in order. Doing that won’t help you fit into that pair of skinny jeans or improve your breath, but it will fatten up your wallet and improve your financial outlook. Here are five […]


2012’s Twelve for Twits

Back in 2011, I wrote that many Americans appear to follow a “Goof’s Guide to Money Management” in most of their monetary transactions. In the column, I posited this loony approach to dealing with earning, spending, saving and investing that nearly guaranteed a lifetime saddled with back-breaking debt. There may be something uniquely American about […]


Savings Bond Purchase Limit Increased to $10k in 2012

If you’re a fan of savings bonds, then I have some good news for you… The Treasury has increased the TreasuryDirect purchase limit from $5k per bond type (I or EE) per year to $10k. This change offsets the loss of over-the-counter sales of paper savings bonds, effective January 1, 2012. From the press release […]


S&P Dividend Aristocrats for 2012

A few years back, I published a list of “Dividend Aristocrats” — companies in the S&P 500 that have increased their dividend payouts for at least 25 consecutive years. These are large, blue chip companies that have historically provided (slightly) better performance and (slightly) lower volatility than the S&P 500 as a whole. The list […]


Accelerating Your Mortgage Payment

There is not a month that goes by where I don’t receive a solicitation pushing for me to pay off my mortgage more quickly by participating in a biweekly mortgage payment plan. You’ve probably heard that accelerating your mortgage payments can substantially reduce the amount of interest you’ll pay over the life of the loan. […]


2012 Stock Market Predictions

In case you haven’t heard, the S&P 500 closed the year at 1257.60 this past Friday. That’s just a hair down from the 2010 closing price of 1257.64 — essentially even in the grand scheme of things. Despite the flat performance overall, the past year was anything but uneventful. Don’t believe me? Check out the […]