How Are You Preparing Your Taxes?

With just over six weeks until Tax Day 2011, many have already done their taxes, and most have at least started thinking about doing do so. With that in mind, I thought it would be interesting to run a poll about your preferred method for preparing your federal income taxes. {democracy:122} As for us… After […]

Get Five Free iTunes Songs From American Express

Editor’s Note:  This limited-time iTunes offer has expired. Here’s a bit of Friday fun… From now through March 15th, you can get five free songs via iTunes by registering your American Express card through this link. This is a promo for existing cardholders, not a signup bonus. To participate, simply click this link, register your […]

Credit Card Usage Statistics – Do People Still Love Plastic?

We’ve all heard that the recent economic difficulties have prompted more Americans to start paying down their debt, increase their overall savings rate, etc. As a part of this trend, credit card usage has reportedly declined. Well… If you actually look at the numbers, you’ll see that reports of the demise of credit cards have […]

Approaching Retirement With No Savings?

I recently received the following e-mail recently from “R”: I will be 55 yrs old in another month (ugh!) and have made very poor financial choices in my life. Because of that, I have very little retirement savings (about $8, 000), nothing in my savings account, have a job where I live paycheck-to-paycheck. I do […]

Discover More Cash Back Reward Categories for 2011

This is just a quick note to share with you the 2011 Discover More cash back rewards calendar for 2011. For those that are unaware, the Discover More card offers a base level of “up to 1% cash back” on all purchases, with 5% cash back in specific, rotating categories subject to quarterly enrollment and […]

How Will You Use Your Tax Refund?

Are you expecting an income tax refund? If so, you’re not alone. Based on IRS statistics, there were nearly 142 million federal tax returns filed last year, of which nearly 109 million (ca. 79%) of resulted in an income tax refund. The total amount refunded was a little more than $362 billion, for an average […]

Save for Retirement Before You Save for College

Many parents would do just about anything to give their kids the best opportunities in life. In some cases, they’ll even go so far as working extra hours to make sure their children have access to activities, tutors, etc. that can put them ahead. Given this, one area that worries many parents is the high […]

Four Financial Lessons to Learn From the Donner Party

This is a guest post from Jesse Michelsen of Personal Finance Firewall, a site where he shares tips for making better financial decisions so you don’t have to go hungry. Jesse also contributes to the Money Crashers personal finance blog. Ah, the Donner Party. One of the most grotesque, bizarre and puzzling stories from the […]

Get a Free Flight With the All-New Southwest Airlines Rapid Rewards Plus Credit Card from Chase

EDITOR’S NOTE: THIS OFFER IS NO LONGER AVAILABLE. See our page for Best Airline Miles Credit Cards for the current offers. Speaking of frequent flyer credit cards… While looking at the new Southwest Airlines frequent flyer program, I ran across the Southwest Airlines Rapid Rewards Plus Credit Card – FREE FLIGHT I’ve been digging around […]

Why I Bought More Life Insurance

Do yourself a favor and re-evaluate your life insurance needs every few years, or whenever there have been significant changes in your personal situation. You’ll sleep better at night, and so will your family. I just updated my financial plan and realized that I need more life insurance. Even though I’m a financial planner, I […]