Hilton Honors American Express Card

The card_name is designed to benefit those who enjoy staying at Hilton Hotels. It offers a generous welcome bonus, plus you get Hilton Honors™ Silver status with your Card. Since there’s a $0 annual fee, this is a no-brainer if you often travel and enjoy staying at Hilton hotels. We dive into the details and your approval odds in this Hilton Honors Amex review.

Welcome Offer

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.

Our Rating

4.8/5.0

Welcome Offer

Earn 100,000 Hilton Honors Bonus Points

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

3x to 7x points

0% on Balance Transfers

N/A

Welcome Offer

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 4/17/24.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, ShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

3x points
On all other eligible purchases
Earn 3X Points for all other eligible purchases on your Card.
5x points
U.S. supermarkets
Earn 5X Points per dollar on purchases at U.S. supermarkets.
5x points
Dining
Earn 5X Points per dollar on purchases at U.S. restaurants.
5x points
Gas
Earn 5X Points per dollar on purchases at U.S. gas stations.
7x points
Hotels
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR20.99% - 29.99% (V) APR

Insurance

Extended Warranty

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
  • Please visit americanexpress.com/benefitsguide for more details. 
  • Underwritten by AMEX Assurance Company.

Purchase Protection

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
  • Please visit americanexpress.com/benefitsguide for more details.
  • Underwritten by AMEX Assurance Company.

What Credit Score Is Required to Get the Hilton Honors American Express Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 679

Average Approved Credit Score: 710

App StatusDateCredit ScoreBureauCredit Limit
Approved06/09/2022
728
TransUnion
$2,000
Approved03/05/2022
704
Experian
$15,000
Approved07/18/2022
704
Equifax
$5,000
Approved07/18/2022
713
Experian
$5,000
Approved06/09/2022
730
Equifax
$2,000
Approved07/18/2022
713
TransUnion
$5,000
Approved09/09/2023
679
Not Provided
$15,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • $0 annual fee
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Chase Freedom Unlimited®
Chase Freedom Unlimited®

Rating

4.9

Rewards Range

1.5% - 5%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

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