Credit Card Bonus Offers: $1300 Worth of Deals!
Check it out… $1300 worth of credit cards offers!
It’s been awhile since I’ve put together a list of credit card signup bonuses, so I thought I’d spend a little time compiling the best offers out there. What follows is a list of fifteen credit card bonus offers worth $50-$200 apiece. While some of these cards have an annual fee, all but one are free for the first year.
A note about business cards… Believe it or not, anyone can apply for a business credit card. Simply list your name as the business name (this makes you a “sole proprietor”) and use your SSN instead of a Federal Tax ID. That’s it. No fuss, no muss.
Now, without further ado, here are the offers listed in order of the bonus amount…
» Citi PremierPass Elite Level
Signup bonus: 20,000 points
Redeem for: $200 in store gift cards
When: After $600 in purchases within first 3 months
Annual fee: $75
» Discover Business Card
Signup bonus: $100 cash
Redeem for: Not necessary — it’s cash!
When: After $1000 in purchases within first 3 months
Annual fee: None
» Citi PremierPass
Signup bonus: 10,000 points
Redeem for: $100 store gift card
When: After $300 in purchases within first 3 months
Annual fee: None
» Citi Business ThankYou Rewards Card
Signup bonus: 10,000 points
Redeem for: $100 store gift card
When: After $250 purchase
Annual fee: None
» AmEx Starwood Preferred Guest Credit Card
Signup bonus: 10,000 points
Redeem for: $100 store gift card or use for travel rewards
When: After first purchase
Annual fee: None for first year, $45 thereafter
» AmEx Starwood Preferred Guest Business Card
Signup bonus: 10,000 points
Redeem for: $100 store gift card
When: After first purchase
Annual fee: None for the first year; $45 thereafter
» AmEx Preferred Rewards Gold Card
Bonus: 10,000 points
Redeem for: $100 store gift card
When: After first purchase
Annual fee: None for first year; $125 thereafter
» Chase Freedom Cash Rewards Card
Signup bonus: $50 cash
Redeem for: Not necessary — it’s cash!
When: After first purchase
Annual fee: None
» One from American Express
Signup bonus: $50 cash
Redeem for: Deposited into linked savings account
When: After first purchase
Annual fee: None for the first year; $35 thereafter
» AmEx Preferred Rewards Green Card
Signup bonus: 5,000 bonus points
Redeem for: $50 store gift card
When: After first purchase
Annual fee: None for first year; $95 thereafter
» Business Green Rewards Card from AmEx
Signup bonus: 5,000 points
Redeem for: $50 store gift card
When: After first purchase
Annual fee: None for the first year; $95 thereafter
» Business Gold Rewards Card from AmEx
Signup bonus: 5,000 points
Redeem for: $50 store gift card
When: After first purchase
Annual fee: None for the first year; $125 thereafter
*Note: Four of these offers (worth a total of $350) have been cancelled and removed.




















I love free money. Thanks for sharing this with us
Comment by Dividend growth investor — Apr 7th 2008 @ 10:33 amI’m on a credit card diet right now so I’ll pass, but dang! That’s a lot of cash!
It must have taken a while to write this post with all those pics! Wow!
Comment by Ron@TheWisdomJournal — Apr 7th 2008 @ 2:42 pmWow those are some great deals: I wonder how many/at what point the hurt on your credit score outweighs the monetary benefits…
Comment by Jesse — Apr 7th 2008 @ 4:20 pmi already have the starwood prefered business card and got the amazon goft card. am i able to get the regular starwood prefered card too and get another amazon card?
Comment by kimiyasdad@yahoo.com — Apr 7th 2008 @ 5:05 pmThanks for that list but yikes! I already feel like I have too many credit cards. I’m with Ron @TheWisdomJournal. I’ll pass this time, but will keep it in mind once we get our stupid debt paid off.
Hopefully there’ll be even better deals by then (of course, we may also all be driving flying cars and have robot maids by then
Comment by Gander at BigBrood — Apr 7th 2008 @ 11:40 pmLooks like a lot of the major issuers are moving towards higher purchase requirements, where you’ll only receive the bonus after $600 or $1000 in purchases.
It makes it a little more difficult to take advantage of multiple offers, as you really have to plan to spend that amount of money, unless you can spend that much on the cards through bill payments and necessities alone, but that’s still difficult if you’re trying to take advantage of 3 or 4 cash bonus offers at once.
I guess too many people were getting the cards, making a $0.50 purchase to get the bonus, and then never using the cards again, so they hope to get you into a spending pattern.
They’re still great offers though, but it’s probably only reasonable to apply for 1 or 2, unless you just feel like going spend-crazy on your credit cards.
Thanks for the information, Max
Comment by MaximizingMoney.com — May 20th 2008 @ 10:45 amI fear that the Discover Business $100 bonus offer may be no more. I applied and got approved, but the rep didn’t know anything about the bonus. Also, I don’t see it mentioned anywhere on Discover’s site. Just a warning. Let’s hope I’m mistaken, otherwise I’ll have a useless card…
Comment by Jon — Jun 2nd 2008 @ 6:47 pmCan I get 1 $100 gift card form Starwood Business, and a 2nd $100 gift card for the regular Starwood cad?
Also can i get 1 $50 card for Amex Preferred Rewards Green Card and then get a $50 card for the Business Green Rewards Card from American Express.
A rep said no, but has anyone got actual experience?
Comment by Joy Markota — Jul 3rd 2008 @ 2:21 amJoe: I just tried to reply by e-mail, but the message was returned as undeliverable. In short, you should qualify as long as you can get approved for all of the cards. Your best bet is to apply for them all in rapid succession, and to do so online as opposed to talking to a rep.
Nickel, one more quick question, what would be my best bet for a new credit card with no annual fee, (I’ve no credit history as yet), kindly advice. Thanks for your anticipated response.
Comment by Dinesh — Sep 24th 2008 @ 11:48 pm